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Monzo

Senior User Research Manager, Core Banking

Posted on 4 October 2026New

About the role

💼 What you will do

• Join Monzo’s Core Banking team as Senior User Research Manager, working remotely from anywhere in the UK. • Lead research across one of Monzo’s largest product areas, from current and joint accounts to budgeting and subscriptions. • Help shape a coherent research strategy for Personal Banking. • Influence company strategy and help define Monzo’s global research operating model. • Manage managers and support 6–8 direct and indirect reports. • Earn £110,000–£150,000 plus equity and performance-linked incentives.

📋 Job Requirements

• Show experience leading senior researchers or research managers in a complex product organisation. • Influence product strategy through research at organisational and executive level. • Bring disparate insights from multiple product areas into a coherent strategic narrative. • Navigate stakeholder environments with competing priorities, metrics and timelines. • Partner with Product, Design, Engineering and Data Science leaders on roadmaps and strategy. • Combine qualitative research with quantitative signals, product data and market insights. • Build alignment and land new ways of working across large organisations. • Coach research leaders while keeping a high quality bar. • Be based in the UK.

🌟 Nice-to-have

• Bring experience in fintech, banking or financial services research. • Show experience setting up research operations across international markets. • Bring experience with quantitative research methods and survey design. • Show experience researching subscription or money management products.

🎯 Responsibilities

• Lead research across Core Banking and shape the wider Personal Banking research strategy. • Partner with the Core Banking Leadership Team, Product Directors and Design leaders. • Work with stakeholders across Wealth, Payments, Borrowing and Monzo’s European business. • Help define and land parts of Monzo’s global research operating model. • Connect insights across teams to find themes, opportunities and gaps. • Combine research, product data and market insight to inform strategic decisions. • Manage managers and support 6–8 direct and indirect reports. • Help researchers balance methodological rigour with speed.

About Monzo

📊 Monzo at a glance

🚀 Why Join - Our Take

We have been Monzo customers for years and have always loved their beautiful, simple app UI. We believe their product has a positive impact on millions of customers, motivating them to be more conservative with their spending and helping them save money. Monzo, as a company, has consistently grown over the past 10 years and is known for its strong company culture, generous benefits, and leadership that strives to be truly transparent and cares about its colleagues. It is a company that helps you advance your career and grow as a professional, working with great teams. If you like to join a thriving, upcoming bank and help millions of customers lead a financially sound life, Monzo gives you the opportunity to push ahead.

😃 What Monzo offers

• Earn £110,000–£150,000 plus equity and performance-linked incentive awards. • Work remotely from anywhere in the UK, with ad hoc meetings in London. • Enjoy flexible working hours at times that suit you and your team. • Get a MacBook and extra support for your home office setup. • Get a £1,000 annual learning budget for books, courses and conferences. • Receive visa sponsorship and relocation support to the UK.

💖 What makes Monzo unique

Monzo is on a mission to make money work for everyone, replacing the confusing ways of traditional banking. Starting as a prepaid card, it now offers personal and business accounts, joint and kids’ accounts, credit, savings, investments and pensions in the UK. Its Core Banking team aims to make everyday money magical, owning the products millions of customers rely on every day.

💬 What employees say

"It does truly feel like we are trying to solve pertinent problems in people’s lives, their ability to achieve more and be better with their money. I feel very priviledged to be a part the mission here at Monzo."

Heldiney Pereira
Product Designer

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