Financial Crime Manager (UK MLRO Office)

• Join the UK MLRO Office at Wise as a Financial Crime Manager, playing a crucial part in supporting the Deputy MLROs in discharging AML and CTF obligations under UK regulations. • Ensure the effectiveness of financial crime controls in the UK, drive continuous improvement, and provide expert advice across a broad range of financial crime matters including fraud. • Work across AML/CTF oversight, regulatory reporting, policy improvement, and broader fraud prevention for a global technology company building the best way to move and manage money. • Work hybrid from Wise's London office — 3 days in the office and 2 from home.

• Have proven experience in a financial crime role within a regulated financial services environment in the UK, ideally financial technology or correspondent banking. • Have a solid understanding of UK AML/CTF regulations including the Money Laundering Regulations 2017. • Demonstrate experience in managing financial crime risks and implementing effective controls. • Have strong analytical skills with the ability to interpret complex data and produce clear, concise reports. • Demonstrate excellent communication skills, both written and verbal, with the ability to engage effectively with various stakeholders including senior management and regulators. • Be proactive and self-motivated with strong attention to detail. • Have experience in fraud prevention and an understanding of UK fraud data.

• Have experience with authorised push payment and reimbursement fraud (APPR), which will form a fundamental area of focus in the role. • Bring experience providing oversight of AML risks and controls for platform or partnership business models. • Have experience acting as an alternate point of contact for law enforcement agencies. • Bring experience drafting and reviewing Management Information, board updates, and regulatory reports. • Have experience with partnership onboarding procedures and high-risk partner approvals in a financial services environment.

• Support the Deputy MLROs in the effective discharge of AML/CTF obligations, ensuring compliance with all relevant UK regulations. • Lead on day-to-day financial crime risk management activities and manage internal escalations effectively. • Oversee the implementation and assess the effectiveness of AML/CTF controls across all UK products and services. • Provide robust oversight of AML risks and controls specifically for Wise Platform partners. • Gather, draft, and review Management Information, board updates, and regulatory reports to support the MLRO reporting process. • Act as an alternate point of contact for law enforcement agencies when required. • Drive the continuous improvement of AML policies, systems, and operational processes to enhance the effectiveness and efficiency of the financial crime framework. • Work collaboratively with first-line teams including product compliance colleagues to enhance fraud controls. • Work with the first line on ongoing reporting in relation to authorised push payment and reimbursement fraud. • Be the first point of contact for the partner risk assessment team for partnership-related high-risk escalations and provide MI for ongoing monitoring of existing partners. • Support and advise first line of defence with enhancing partnership onboarding procedures and oversee highest-risk partner approvals, exceptions, and advisory.

We have been Wise customers for years and have always had a great experience. We love their transparent approach in everything they do, from showing the correct exchange rates to disclosing all their fees, and even being honest about how they work. Founded in 2010 in London, Wise is now a publicly traded company operating in over 160 countries, generating 1.2+ billion pounds in revenue (2025) and is highly profitable. What we especially love at Wise is their work from anywhere policy after 6 months: Basically you can remotely work from (almost) anywhere in the world for up to 90 days a year. As they are solving a massive problem and are strongly mission-driven, we are sure that any individual passionate about working on complex, impactful problems in sending money globally efficiently, while continuing to work on the much-loved Wise solutions, will love working there.

• Earn £68,000–£92,000. • Work hybrid from Wise's London office — 3 days in the office and 2 from home. • Be part of a global technology company building the best way to move and manage the world's money. • Join a truly international team that celebrates differences and values diversity, equity, and inclusion.

Wise is a global technology company building the best way to move and manage the world's money. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money. The company is building an entirely new network for the world's money — for everyone, everywhere.