Head of Risk (Non-Retail)

• Cover first-line, non-retail risks as Head of Risk. • Implement cross-functional elements into Revolut’s risk management framework. • Build a team that will design and oversee credit risk, and define thresholds across a variety of features. • Join a Risk function that operates across all functions, products, and regions to monitor front-line performance and keep the business operating safely. • Get involved early in new initiatives, from tech through to customer support. • Make key underwriting decisions for significant exposures. • Represent the first-line team on relevant risk committees. • Work remotely from the UK, or from the London office, with the role also open across Poland, Portugal, Spain, and the UAE.

• Bring expertise in managing credit risk for mid-market products. • Build and scale a team from scratch, identifying the business and support needs behind future growth. • Bring a solid understanding of credit policy governance and experience working effectively with the second and third lines of defence. • Bring experience in risk and fraud identification, monitoring, control implementation, and testing. • Plan strategically, manage interdependencies, and deliver results that exceed requirements. • Communicate excellently, explaining complex concepts clearly and concisely. • Bring impressive analytical and problem-solving skills, processing complex information for optimal decisions. • Balance thorough risk assessment against the need for timely execution and business impact.

• Bring experience with trade finance products. • Bring experience collaborating with Data Science and Engineering teams on risk model development. • Know receivables and payables finance monitoring in depth. • Bring experience shaping in-country credit policies across multiple jurisdictions. • Bring experience representing a first line function at committee level.

• Design a globally scalable risk framework, establish governance structures, and strengthen risk culture and awareness across the business. • Collaborate with Data Science and Engineering on origination, monitoring, provisioning, and collections risk models that optimise portfolio returns. • Build and lead a portfolio management team, starting with continuous monitoring processes for receivables and payables finance. • Shape local in-country credit policies and procedures to maximise portfolio-level economic returns. • Provide thought leadership on defining and evolving risk appetite for mid-market, corporate, and enterprise features. • Make key underwriting decisions on significant exposures. • Represent the first-line team on relevant risk committees. • Maintain a solid working relationship with the second line of defence. • Support department objectives and planning processes.

• Work remotely from the UK, or from the London office, at a company certified as a Great Place to Work. • Build and lead a team from scratch rather than inheriting one. • Own the risk framework for non-retail products globally. • Sit at the table for new initiatives from the start rather than reviewing them late. • Join a company serving more than 80 million customers across spending, saving, investing, exchanging, and travel. • Work alongside 13,000+ people across offices and remote roles worldwide. • Join a business with a formal D&I Framework, launched in 2021 to help Revoluters thrive and grow.

Revolut has been on a mission since 2015 to give people more from their money: more visibility, more control, and more freedom. Its products span spending, saving, investing, exchanging, and travelling, helping more than 80 million customers get more from their money every day. The company has grown to 13,000+ people working from offices and remotely around the world, and has been certified as a Great Place to Work in recognition of its employee experience. Its Risk function operates across every product and region, monitoring front-line performance and getting involved early in new initiatives to keep the business operating safely.