Credit Manager (Fraud)

• Oversee credit fraud within Revolut’s global finance operations. • Use your knowledge of regulatory risk and compliance standards to shape strategic initiatives that optimise fraud detection and mitigation. • Ground that work in data-driven analysis while keeping pace with emerging fraud trends. • Join the Credit team, which creates and scales the lending features powering Revolut’s global growth. • Work across the entire product lifecycle, from backend systems through to customer-facing experiences. • Combine market insight, risk expertise, and technical precision to deliver safe, forward-thinking solutions tailored to each region. • Work remotely from the UK, or from the London office, with the role also open across France, Italy, and Spain.

• Bring 5+ years of experience managing financial crime or credit fraud. • Bring hands-on involvement in trade finance product launches and reviews within a commercial bank. • Bring a good understanding of payables finance including SCF, trade loans, and dynamic discounting. • Bring a good understanding of receivables finance including RF, invoice discounting, factoring, and PO finance. • Show proven success implementing fraud controls and metrics for complex business lending scenarios. • Bring familiarity with financial crime investigative processes. • Work with a highly analytical mindset and excellent problem-solving skills. • Bring curiosity and a drive to automate improvements wherever possible. • Bring familiarity with AML and KYC control environments, covering customer due diligence, screening, ID&V, risk scoring, and periodic reviews.

• Bring broad market and product experience across various trade finance jurisdictions. • Bring a solid understanding of credit policy governance frameworks and work competently through the second and third lines of defence. • Bring excellent knowledge of SQL and other data analysis tools. • Explain complex trade concepts simply through a clear, structured communication style. • Bring experience building dashboards and early warning indicators from scratch. • Bring experience presenting to committees and senior governance forums.

• Contribute to product and risk reviews of supply chain and trade finance products across both payables and receivables. • Ensure product-level compliance with group fraud and financial crime policies. • Continuously improve financial crime policies, procedures, and the structured trade finance playbook. • Scope necessary controls and monitor fraud risk models, fine-tuning them and proposing improvements to existing tools. • Investigate risk incidents, issues, and control breaches strategically, and see remediation through. • Engage cross-functionally to drive prioritisation of financial crime issues. • Engage with regulatory bodies and internal teams to maintain compliance with financial crime requirements globally. • Establish key metrics and dashboards for proactive monitoring of early warning indicators, distinguishing between forms of receivable financing fraud. • Own and deliver credit fraud updates at various forums and committees.

• Work remotely from the UK, or from the London office, at a company certified as a Great Place to Work. • Own credit fraud across a global finance operation rather than a single market. • Shape the strategic initiatives behind fraud detection and mitigation. • Join a company serving more than 80 million customers across spending, saving, investing, exchanging, and travel. • Work alongside 13,000+ people across offices and remote roles worldwide. • Join a business with a formal D&I Framework, launched in 2021 to help Revoluters thrive and grow.

Revolut has been on a mission since 2015 to give people more from their money: more visibility, more control, and more freedom. Its products span spending, saving, investing, exchanging, and travelling, helping more than 80 million customers get more from their money every day. The company has grown to 13,000+ people working from offices and remotely around the world, and has been certified as a Great Place to Work in recognition of its employee experience. Its Credit team creates and scales the lending features behind that growth, owning the full product lifecycle from backend systems through to customer-facing experiences.