Senior Financial Crime Investigator, EU (Spanish & English)

• Join Monzo’s Retail and Business Banking team as a Senior Financial Crime Investigator for the EU. • Investigate complex, high-risk anti-money laundering alerts on business and retail accounts. • Make high-risk business onboarding decisions and recommend Suspicious Transaction Reports. • Share financial crime expertise with operational teams across the business. • Start on 4 January 2027, working remotely from anywhere in the UK. • Earn £31,100–£39,350 plus a £2,500 multilingual premium and incentives.

• Speak and write fluent English and Spanish. • Bring strong experience in high-risk business banking screening or complex financial crime investigations. • Show experience making independent, risk-based financial crime decisions in a regulated firm. • Know the current UK and EU financial crime landscape and its risks. • Work one of the set shift patterns, either a core day shift with a 1-in-4 weekend rotation or a weekday late shift. • Commit to 8 weeks of Monday-to-Friday training from 9am to 5.30pm, with no time off during training. • Be based in the UK.

• Bring experience with EU anti-money laundering regulations. • Show experience writing Suspicious Activity or Transaction Reports. • Bring experience investigating fintech or digital banking accounts. • Speak additional European languages.

• Investigate complex or high-risk anti-money laundering alerts on business and retail accounts. • Recommend Suspicious Transaction Reports for Monzo Bank EU. • Make business onboarding decisions in high-risk or complex cases. • Carry out ongoing due diligence on high-risk business accounts. • Provide financial crime expertise and support to other operational teams.

We have been Monzo customers for years and have always loved their beautiful, simple app UI. We believe their product has a positive impact on millions of customers, motivating them to be more conservative with their spending and helping them save money. Monzo, as a company, has consistently grown over the past 10 years and is known for its strong company culture, generous benefits, and leadership that strives to be truly transparent and cares about its colleagues. It is a company that helps you advance your career and grow as a professional, working with great teams. If you like to join a thriving, upcoming bank and help millions of customers lead a financially sound life, Monzo gives you the opportunity to push ahead.

• Earn £31,100–£39,350 plus a £2,500 multilingual premium and performance-linked incentives. • Work fully remotely from anywhere in the UK. • Get a MacBook and extra support for your home office setup. • Get a £1,000 annual learning budget for books, courses and conferences. • Take your birthday off when it falls on a scheduled workday after training. • Choose between a core day shift or a weekday-only late shift.

Monzo is on a mission to make money work for everyone, replacing the confusing ways of traditional banking. Starting as a prepaid card, it now offers personal and business accounts, joint and kids’ accounts, credit, savings, investments and pensions in the UK. Monzo is now expanding to help make money work for everyone in the EU.