• Help build the bank of the future as a Senior Product Data Scientist, supercharging user engagement.
• Work at a company with over 11 million UK customers, where more than 80% of growth comes from word of mouth and referrals.
• Sit in a cross-functional squad, embedded in one product squad alongside engineers, designers, marketers, and product managers while belonging to the central data discipline.
• Focus on impactful business questions, since 90% of day-to-day data decisions are already covered by self-serve analytics through Looker.
• Join one of several Data Science teams across Borrowing, Growth, Payments, Fincrime, Wealth, or Core, allocated after the interview process to match your skills and aspirations.
• Work from London, Cardiff, or fully remote within the UK, with ad hoc meetings in London.
📋 Job Requirements
• Bring a solid grounding in SQL.
• Have run large scale A/B experiments.
• Stay impact driven, with a real desire to affect the company, product, users, and your colleagues.
• Think commercially and put numbers into business perspective.
• Get hands-on as comfortably as you step back and think strategically.
• Bring a self-starter mindset, spotting issues and opportunities and tackling them without being asked.
• Work as a team player your colleagues can rely on.
🌟 Nice-to-have
• Bring Python alongside SQL, which Monzo lists as preferred.
• Have worked on lifetime value modelling or user profitability analysis with a finance team.
• Have partnered with engineers on data collection and instrumentation.
• Bring domain experience in one of Borrowing, Growth, Payments, Fincrime, Wealth, or Core.
• Use a preferred name to apply, as Monzo does not need full or birth names at application stage.
🎯 Responsibilities
• Apply expertise in quantitative analysis, data mining, and data presentation to understand how users interact with the products and how those insights inform product strategy.
• Guide and enable product teams to measure things that matter.
• Initiate and help run A/B experiments that keep improving the product.
• Drive a unified company-wide understanding of user lifetime value with the finance team, including how different product features affect profitability.
• Liaise with engineers to make sure the right data gets collected for relevant business insights.
We have been Monzo customers for years and have always loved their beautiful, simple app UI. We believe their product has a positive impact on millions of customers, motivating them to be more conservative with their spending and helping them save money. Monzo, as a company, has consistently grown over the past 10 years and is known for its strong company culture, generous benefits, and leadership that strives to be truly transparent and cares about its colleagues. It is a company that helps you advance your career and grow as a professional, working with great teams. If you like to join a thriving, upcoming bank and help millions of customers lead a financially sound life, Monzo gives you the opportunity to push ahead.
😃 What Monzo offers
• Earn £80,000 to £95,000 plus incentive awards tied to your performance.
• Work part-time if you prefer, which Monzo will accommodate wherever it can, whether to meet other commitments or strike a better work-life balance.
• Get help relocating to the UK.
• Get visa sponsorship, which Monzo offers for this role.
• Work from the London office or distributed within the UK, with only ad hoc meetings in London.
• Set your own hours, with Monzo trusting you to work enough to do the job well at times that suit you and your team.
• Spend a £1,000 annual learning budget on books, training courses, and conferences.
• Go through a process averaging two to three weeks, always worked around your availability.
💖 What makes Monzo unique
Monzo is on a mission to make money work for everyone, building a bank that is fair, transparent, and a delight to use. Starting as a prepaid card, it now offers personal and business bank accounts, joint accounts, accounts for 16 to 17 year olds, a free kids account, and credit cards in the UK, alongside saving, investing, and pension consolidation. The company has over 11 million UK customers and grows largely through word of mouth, with a strong internal culture of real-time analytics and data-driven decision making.
💬 What employees say
"It does truly feel like we are trying to solve pertinent problems in people’s lives, their ability to achieve more and be better with their money. I feel very priviledged to be a part the mission here at Monzo."
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