Senior Controls Product Manager

• Join Monzo’s new Controls Product & Enablement team as Senior Controls Product Manager. • Treat risk controls as an internal product that helps teams ship fast and safely. • Act as Product Lead for Monzo’s core risk lifecycles, from issues and RCSAs to policy and regulatory traceability. • Build tools yourself, from low-code prototypes and AI integrations to automated workflows. • Lead two data and automation specialists in a newly formed team. • Earn £85,000–£115,000 plus incentives, working remotely from anywhere in the UK.

• Think like a product manager, focusing on user problems, prioritisation and shipping MVPs. • Build prototypes yourself with SQL, Python, APIs, workflow tools or low-code platforms. • Experiment actively with AI and LLMs to automate manual tasks. • Understand core risk concepts such as control design, RCSAs and issue management. • Thrive in ambiguity and work from first principles in a fast-paced environment. • Bring experience leading teams through change programmes. • Take stakeholders on the journey with a hands-on, supportive approach. • Be based in the UK.

• Bring experience in financial services controls functions. • Use tools such as SmartSuite, Zango or Looker. • Show experience building custom AI agents or automated evidence-gathering tools. • Bring experience designing real-time risk monitoring.

• Own the vision, strategy and backlog for Monzo’s internal risk products. • Replace manual cycles with data-driven platforms using SmartSuite, Zango, Looker and AI. • Prototype and build automated workflows, API integrations and low-code solutions. • Take ideas from problem statement to working MVP before scaling with Engineering. • Champion AI adoption across the Controls discipline. • Shift from annual assessments to continuous monitoring with real-time data triggers. • Drive adoption through clear guidance, intuitive workflows and self-serve enablement. • Lead two direct reports and keep senior stakeholders engaged.

We have been Monzo customers for years and have always loved their beautiful, simple app UI. We believe their product has a positive impact on millions of customers, motivating them to be more conservative with their spending and helping them save money. Monzo, as a company, has consistently grown over the past 10 years and is known for its strong company culture, generous benefits, and leadership that strives to be truly transparent and cares about its colleagues. It is a company that helps you advance your career and grow as a professional, working with great teams. If you like to join a thriving, upcoming bank and help millions of customers lead a financially sound life, Monzo gives you the opportunity to push ahead.

• Earn £85,000–£115,000 plus performance-linked incentive awards. • Work remotely from anywhere in the UK, with ad hoc meetings in London. • Enjoy flexible working hours at times that suit you and your team. • Get a MacBook and extra support for your home office setup. • Get a £1,000 annual learning budget for books, courses and conferences. • Help shape a brand-new team from the start.

Monzo is on a mission to make money work for everyone, replacing the confusing ways of traditional banking. Starting as a prepaid card, it now offers personal and business accounts, joint and kids’ accounts, credit, savings, investments and pensions in the UK. Its Controls Discipline treats risk controls, tools and data pipelines as an internal product that powers safe growth.