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Monzo

Data Scientist

Posted on 4 October 2026New

About the role

💼 What you will do

• Join Monzo as a Product Data Scientist, working remotely from anywhere in the UK. • Help build a bank that is fair, transparent and a delight to use. • Join one of several squads, such as Borrowing, Growth, Payments, Fincrime, Wealth or Core. • Work embedded in a product squad alongside engineers, designers, marketers and product managers. • Shape product strategy through analysis, experimentation and lifetime value insights. • Earn £55,000–£75,000 plus performance-linked incentives.

📋 Job Requirements

• Show a solid grounding in SQL. • Bring experience running large-scale A/B experiments. • Put numbers into business perspective with a commercial mindset. • Work hands-on while also thinking strategically. • Spot issues and opportunities proactively without being asked. • Work as a reliable team player focused on real impact. • Be based in the UK.

🌟 Nice-to-have

• Write Python. • Bring experience in fintech, banking or financial services. • Use Looker or similar self-serve analytics tools. • Show experience modelling customer lifetime value.

🎯 Responsibilities

• Use quantitative analysis and data mining to understand how customers use Monzo’s products. • Turn insights into recommendations that shape product strategy. • Help product teams measure what matters and run A/B experiments. • Build a company-wide understanding of customer lifetime value with Finance. • Show how product features affect customer profitability. • Work with engineers to make sure the right data is collected.

About Monzo

📊 Monzo at a glance

🚀 Why Join - Our Take

We have been Monzo customers for years and have always loved their beautiful, simple app UI. We believe their product has a positive impact on millions of customers, motivating them to be more conservative with their spending and helping them save money. Monzo, as a company, has consistently grown over the past 10 years and is known for its strong company culture, generous benefits, and leadership that strives to be truly transparent and cares about its colleagues. It is a company that helps you advance your career and grow as a professional, working with great teams. If you like to join a thriving, upcoming bank and help millions of customers lead a financially sound life, Monzo gives you the opportunity to push ahead.

😃 What Monzo offers

• Earn £55,000–£75,000 plus performance-linked incentive awards. • Work remotely from anywhere in the UK, with ad hoc meetings in London. • Enjoy flexible working hours at times that suit you and your team. • Work part-time where possible to fit other commitments. • Get a £1,000 annual learning budget for books, courses and conferences. • Receive visa sponsorship and relocation support to the UK.

💖 What makes Monzo unique

Monzo is on a mission to make money work for everyone, replacing the confusing ways of traditional banking. Starting as a prepaid card, it now offers personal and business accounts, joint and kids’ accounts, credit, savings, investments and pensions in the UK. Most of its growth comes from word of mouth, and data sits at the heart of how Monzo makes decisions.

💬 What employees say

"It does truly feel like we are trying to solve pertinent problems in people’s lives, their ability to achieve more and be better with their money. I feel very priviledged to be a part the mission here at Monzo."

Heldiney Pereira
Product Designer

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