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Zilch

Director of Operational Planning & Value Realisation

Posted on 15 September 2026New

About the role

💼 What you will do

• Join Zilch, one of Europe’s fastest-growing fintechs, in an executive hybrid role in London. • Take commercial stewardship of Service Operations and improve its economic contribution to the business. • Make sure operational investment, AI adoption and transformation deliver measurable gains in customer outcomes and financial performance. • Lead the Workforce Management, Business Analysis and Supplier Management teams. • Own operational planning, workforce and supplier strategy, commercial modelling and benefits realisation. • Keep Service Operations commercially efficient as customer volumes, AI capability and product complexity grow.

📋 Job Requirements

• Bring experience leading commercial, planning or strategy functions within an operational environment. • Show a background in roles such as Director of Business Planning, Head of Operational Finance, business unit COO or operations strategy consulting. • Bring experience in commercial leadership, financial modelling and operational planning. • Show experience in workforce strategy and supplier management. • Develop business cases, appraise investments and track benefits realisation. • Manage executive stakeholders and operate confidently at executive level. • Apply strong financial acumen and a highly analytical, numerate approach. • Balance customer outcomes with commercial priorities. • Make complex investment recommendations and influence without relying on hierarchy. • Connect operational decisions to wider business performance as a systems thinker. • Work from the London office on Mondays, Wednesdays and Thursdays.

🌟 Nice-to-have

• Bring experience supporting AI-enabled operational transformation. • Show experience leading large-scale operational change. • Bring experience planning operations for international expansion. • Show experience managing outsourced delivery partners at scale.

🎯 Responsibilities

• Own the commercial performance of Service Operations and build frameworks that support operational decisions. • Partner with Finance to improve visibility of operational economics. • Lead long-term operational planning across workforce capacity, AI adoption, outsourcing, international expansion and resilience. • Lead the Business Analysis function and develop robust business cases for operational investment. • Set consistent approaches to opportunity sizing, commercial modelling, investment appraisal and benefits realisation. • Track realised benefits and challenge initiatives that fail to deliver expected value. • Lead Workforce Management and turn forecasting into strategic capacity planning. • Lead Supplier Management, long-term sourcing strategy and executive supplier governance. • Build executive dashboards covering cost-to-serve, productivity, investment and supplier performance. • Coach leaders on the economic impact of operational decisions and embed evidence-based decision making.

About Zilch

😃 What Zilch offers

• Shape Service Operations into a commercially disciplined function with executive-level ownership. • Join the Share Options Scheme as a permanent employee. • Get a pension, death in service cover and income protection. • Earn 5% back on in-app purchases and receive £200 towards your home working setup. • Get private medical insurance, including GP access, mental health support, dental, optical and menopause support. • Use an Employee Assistance Programme with unlimited mental health sessions and 24/7 remote GP access. • Benefit from enhanced maternity, paternity, adoption and shared parental pay. • Access professional qualifications, memberships, e-courses and internal training. • Work remotely on Tuesdays and Fridays, with a casual dress code, socials and healthy snacks.

💖 What makes Zilch unique

Zilch is one of Europe’s fastest-growing fintech companies, on a mission to create the world’s most empowering way to pay. Since launching its product in 2020, it has reached double unicorn status with a $2 billion valuation and taken on more than 6 million customers. Zilch aims to become the best way to pay for anything, anywhere, without credit costs.

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