Support Training Underwriter

• Join the Training team within Underwriting to bolster the training academy, supporting onboarding, coaching new starters, and delivering cross-training across the business. • Gain hands-on underwriting experience across unsecured products to build your knowledge and decisioning skills alongside training delivery. • Thrive in a target-driven, fast-paced, and ever-changing environment at one of Europe's fastest-growing fintechs.

• Bring a minimum of 1 year of experience in a training role. • Be target-driven with an understanding and desire to achieve goals. • Be compliant with credit policy, procedures, and changes. • Have the ability to adapt to a fast-changing environment. • Enjoy working as part of a team with a customer-first attitude. • Have excellent written and verbal communication skills. • Have exceptional organisational skills and strong time management. • Have a strong work ethic.

• Have experience in a fintech or startup environment. • Bring some underwriting or lending experience. • Have experience delivering training specifically in a lending or financial services environment. • Have experience with Open Banking data analysis or credit report evaluation.

• Contribute to the development and maintenance of underwriting and training materials. • Identify trends or gaps in applications and feed insights back to improve process and policy. • Support quality assurance standards by maintaining a high level of accuracy and attention to detail. • Keep up to date with product, policy, and regulatory changes and apply them in day-to-day work. • Assist with onboarding and development of new starters as confidence and experience grow. • Make decisions on new unsecured personal loan applications using cutting-edge credit decision technology. • Carry out in-depth analysis of Open Banking results. • Assess customer affordability and ascertain their creditworthiness. • Shape the processes and procedures used in underwriting to continue to make them better. • Review and evaluate credit reports. • Carry out Fraud and AML checks. • Follow underwriting policy and procedures. • Liaise with customers to capture information and document where necessary.

Abound is one of the most exciting fintech stories in the UK right now. In just five years, the co-founders have built a profitable, fast-growing lending platform that was named the UK's number one fastest-growing tech company by The Sunday Times in 2026, with nearly 500% annual revenue growth. The company generated £69 million in revenue and £9 million in profit before tax in 2024, which is remarkable given that, among the top 15 high-growth UK companies tracked by Sifted, Abound was the only profitable one. They have secured £2.2 billion in lending capacity from Citi, Deutsche Bank, Waterfall, and others, and have been listed among the top 250 global fintechs by CNBC. What makes Abound especially interesting as a place to work is the leadership pedigree: Gerald Chappell was previously a Partner at McKinsey and EY, where he led digital lending and credit analytics solutions globally, while Dr Michelle He was a Director at EY with a PhD in machine learning. The broader leadership team brings experience from Goldman Sachs, Citi, Airbnb, and other major institutions. The UK Glassdoor entity sits at 4.6/5, with every single employee recommending it to a friend. What comes through in reviews is the flat structure, data-driven culture, quick career progression, and the chance to learn directly from seriously experienced leaders. Everyone gets equity ownership, a 30-day paid sabbatical after 4 years, a free WellHub membership, and plenty of team socials. A couple of things worth knowing: some Glassdoor reviews flag high targets and performance pressure, and Abound runs a hybrid model from its London offices rather than being fully remote. That said, if you want to be part of a profitable, rapidly scaling UK fintech where your work has a real impact on making credit fairer for millions of people, Abound is a brilliant place to do it.

• Receive equity ownership in the company. • Work hybrid with 3 days a week in the London office. • Receive 25 days holiday a year plus 8 bank holidays. • Take 2 paid volunteering days per year. • Receive one month paid sabbatical after 4 years. • Access an employee loan benefit. • Receive free gym membership through WellHub. • Enjoy a team wellness budget for group activities.

Abound is redefining consumer lending in the UK and beyond using advanced AI and Open Banking data to make fair, affordable personal finance available to more people. Rather than relying almost entirely on credit scores, Abound looks at the full financial picture to build a deeper understanding of each customer's situation. Having issued over £1.3bn in loans directly to customers with market-leading credit performance, the company reached profitability just 2.5 years after launch. Backed by £2bn+ of funding from investors including Citi, GSR Ventures, and Deutsche Bank, Abound is recognised as one of Europe's fastest-growing fintechs.