Treasury Lead Analyst

• Support the delivery of key treasury change initiatives including a major migration programme, while also taking responsibility for day-to-day treasury operations. • Work closely with finance, operations, technology, and external partners to ensure project milestones are met without disruption to liquidity, funding, payments, and banking operations. • Join a fintech serving over three million customers across the UK and Europe, on a growth trajectory following Pockit's acquisition of Monese in 2024. • Be based in London or Tallinn, in office 3 days a week.

• Have a minimum of 5 years of experience in a Treasury function in a financial institution, payments service provider, electronic money issuer, or similar field. • Understand UK and wider European payments and electronic money regulations. • Have knowledge of Treasury ALM and risk management concepts. • Be accomplished in financial modelling and analytics. • Be an analytical, strategic thinker with strong judgement and foresight. • Hold a degree in Finance, Economics, or Accounting, or have equivalent experience.

• Have experience in an e-money, payments, or related company. • Have knowledge of SQL and relational databases. • Have experience with hands-on project management of treasury and banking migrations. • Have experience designing payment flows in e-money ledgers and related safeguarding flows.

• Own end-to-end project management of treasury and banking migrations from planning and stakeholder coordination through to cutover and stabilisation. • Design payment flows in the e-money ledger and related safeguarding flows to make the most efficient use of capital and meet regulatory requirements. • Support the design of processes and procedures around compliant and efficient safeguarding. • Design reconciliation models and processes for the core ledger and all partner payment flows. • Set up reporting processes and data collection for financial and regulatory reporting. • Build models and strategies to forecast and manage EMI capital requirements and operational liquidity across all partners. • Scope and evaluate treasury requirements for any new product integration and ensure these are met. • Conduct and build quality controls for various processes and rules around treasury operations. • Manage ad hoc projects and support the Treasury team in daily operations. • Work closely with internal tech and product teams and liaise with external payment partners in development and maintenance of treasury flows.

• Work from Pockit's headquarters in Marylebone, London, or Telliskivi, Tallinn, in office 3 days a week (Monday, Tuesday, and Thursday). • Receive competitive compensation and benefits including share options. • Receive Bupa private healthcare. • Enjoy flexible working. • Make a real impact in a scale-up with global reach and strong growth potential.

Pockit is an all-in-one money app that makes it easy for people to access and manage the financial tools that put them in control of their money. Pockit provides vital financial services from accounts and cards through to income advance products to over three million customers across the UK and Europe. The company is regulated by the FCA and acquired Monese in October 2024, creating the leading fintech for anyone who is budgeting, saving, or just trying to stay on top of their finances.