Compliance Officer

• Join as a driven and commercially aware Compliance Officer to support Abound's next phase of growth while ensuring good outcomes for customers. • Take on a broad and hands-on role with real exposure across the business, working closely with senior stakeholders and contributing directly to how risk, compliance, and regulatory change are managed. • Work closely with the Chief Compliance Officer providing input on regulatory risk, product development, and strategic initiatives.

• Bring 2+ years of experience in retail financial services, either within compliance, first-line controls, or in an operational role with a strong focus on customer outcomes. • Have a proactive, solutions-oriented mindset, not just identifying issues but helping fix them. • Have working knowledge of relevant FCA Handbook requirements. • Have practical understanding of Consumer Duty and what good customer outcomes look like. • Have strong judgement and risk assessment skills. • Be able to handle sensitive matters with discretion and professionalism. • Be a clear, confident communicator comfortable engaging up to executive level. • Have strong written and numerical skills including preparing Board-level materials.

• Have direct experience in a compliance function rather than first-line controls or operations. • Bring experience with AML assessments and supporting an MLRO. • Have experience with compliance monitoring programmes including risk identification, customer impact assessment, and remediation. • Have experience working in a fintech or high-growth lending environment.

• Own and deliver compliance monitoring, identifying emerging risks, assessing customer impact, and driving practical, proportionate remediation. • Provide clear, actionable reporting by drafting high-quality updates for senior management and the Board. • Stay ahead of regulation by tracking FCA developments and translating them into clear, business-relevant actions. • Maintain and strengthen the control environment by supporting the review and continuous improvement of policies and frameworks. • Partner across the business, building strong relationships and acting as a trusted advisor on compliance matters. • Support customer outcomes by acting as an escalation point for complex cases such as complaints and fraud risk. • Contribute to financial crime oversight by supporting AML assessments and advising the MLRO. • Work closely with the Chief Compliance Officer providing input on regulatory risk, product development, and strategic initiatives.

Abound is one of the most exciting fintech stories in the UK right now. In just five years, the co-founders have built a profitable, fast-growing lending platform that was named the UK's number one fastest-growing tech company by The Sunday Times in 2026, with nearly 500% annual revenue growth. The company generated £69 million in revenue and £9 million in profit before tax in 2024, which is remarkable given that, among the top 15 high-growth UK companies tracked by Sifted, Abound was the only profitable one. They have secured £2.2 billion in lending capacity from Citi, Deutsche Bank, Waterfall, and others, and have been listed among the top 250 global fintechs by CNBC. What makes Abound especially interesting as a place to work is the leadership pedigree: Gerald Chappell was previously a Partner at McKinsey and EY, where he led digital lending and credit analytics solutions globally, while Dr Michelle He was a Director at EY with a PhD in machine learning. The broader leadership team brings experience from Goldman Sachs, Citi, Airbnb, and other major institutions. The UK Glassdoor entity sits at 4.6/5, with every single employee recommending it to a friend. What comes through in reviews is the flat structure, data-driven culture, quick career progression, and the chance to learn directly from seriously experienced leaders. Everyone gets equity ownership, a 30-day paid sabbatical after 4 years, a free WellHub membership, and plenty of team socials. A couple of things worth knowing: some Glassdoor reviews flag high targets and performance pressure, and Abound runs a hybrid model from its London offices rather than being fully remote. That said, if you want to be part of a profitable, rapidly scaling UK fintech where your work has a real impact on making credit fairer for millions of people, Abound is a brilliant place to do it.

• Receive equity ownership in the company. • Work hybrid with 3 days a week in the London office. • Receive 25 days holiday a year plus 8 bank holidays. • Take 2 paid volunteering days per year. • Receive one month paid sabbatical after 4 years. • Access an employee loan benefit. • Receive free gym membership. • Enjoy a team wellness budget for group activities.

Abound is redefining consumer lending in the UK and beyond using advanced AI and Open Banking data to make fair, affordable personal finance available to more people. Rather than relying almost entirely on credit scores, Abound looks at the full financial picture to build a deeper understanding of each customer's situation. Having issued over £1.3bn in loans directly to customers with market-leading credit performance, the company reached profitability just 2.5 years after launch. Backed by £2bn+ of funding from investors including Citi, GSR Ventures, and Deutsche Bank, Abound is recognised as one of Europe's fastest-growing fintechs.