Capital Markets Manager

• Play a key role in scaling Abound's funding platform, working directly with the Director of Capital on funding and financing strategy. • Be involved in the full lifecycle of debt capital markets activity from managing billion-pound existing debt funding facilities to executing new deals. • Support private warehouse facilities, private and public securitisation transactions, working alongside leading investment banks, institutional investors, rating agencies, lawyers, and other external partners.

• Bring 2–5 years of experience in investment banking, structured finance, capital markets, consulting, corporate finance, or another analytical, high-performance environment. • Be highly motivated and intellectually curious, enjoying working hard, learning quickly, and taking on responsibility. • Have strong analytical and financial modelling skills with exceptional attention to detail. • Be comfortable managing multiple workstreams simultaneously under tight deadlines. • Be an excellent communicator who can build relationships with both internal stakeholders and external partners. • Be self-directed, taking ownership and making things happen without waiting to be managed. • Be excited by the opportunity to help build one of the UK's leading fintech funding platforms from the inside.

• Have experience in structured finance, securitisation, or asset-backed financing. • Bring experience working with rating agencies, warehouse facility lenders, or institutional investors. • Have experience with investor reporting and performance monitoring for debt funding facilities. • Have experience in a fintech or consumer lending environment.

• Support the execution of Abound's debt funding and financing activities including warehouse facilities, private securitisations, forward flow transactions, and public securitisations. • Work alongside the Director of Capital on live transactions, coordinating with banks, investors, rating agencies, lawyers, auditors, and other transaction counterparties. • Build and maintain financial models, transaction analyses, and investor materials to support financing activities. • Monitor the performance of existing funding facilities, ensuring reporting obligations and operational requirements are met. • Prepare presentations and materials for existing and prospective funding partners and investors. • Help identify new funding opportunities and support the development of Abound's long-term capital markets strategy. • Work cross-functionally with Finance, Credit, Treasury, Legal, Product, and Operations to ensure successful transaction execution. • Continuously improve internal processes and help build the infrastructure needed to support a rapidly growing funding platform.

Abound is one of the most exciting fintech stories in the UK right now. In just five years, the co-founders have built a profitable, fast-growing lending platform that was named the UK's number one fastest-growing tech company by The Sunday Times in 2026, with nearly 500% annual revenue growth. The company generated £69 million in revenue and £9 million in profit before tax in 2024, which is remarkable given that, among the top 15 high-growth UK companies tracked by Sifted, Abound was the only profitable one. They have secured £2.2 billion in lending capacity from Citi, Deutsche Bank, Waterfall, and others, and have been listed among the top 250 global fintechs by CNBC. What makes Abound especially interesting as a place to work is the leadership pedigree: Gerald Chappell was previously a Partner at McKinsey and EY, where he led digital lending and credit analytics solutions globally, while Dr Michelle He was a Director at EY with a PhD in machine learning. The broader leadership team brings experience from Goldman Sachs, Citi, Airbnb, and other major institutions. The UK Glassdoor entity sits at 4.6/5, with every single employee recommending it to a friend. What comes through in reviews is the flat structure, data-driven culture, quick career progression, and the chance to learn directly from seriously experienced leaders. Everyone gets equity ownership, a 30-day paid sabbatical after 4 years, a free WellHub membership, and plenty of team socials. A couple of things worth knowing: some Glassdoor reviews flag high targets and performance pressure, and Abound runs a hybrid model from its London offices rather than being fully remote. That said, if you want to be part of a profitable, rapidly scaling UK fintech where your work has a real impact on making credit fairer for millions of people, Abound is a brilliant place to do it.

• Receive equity ownership in the company. • Work hybrid with at least 3 days a week in the London office. • Receive 25 days holiday a year plus 8 bank holidays. • Take 2 paid volunteering days per year. • Receive one month paid sabbatical after 4 years. • Access an employee loan benefit. • Receive free gym membership. • Enjoy a team wellness budget for group activities.

Abound is redefining consumer lending in the UK and beyond using advanced AI and Open Banking data to make fair, affordable personal finance available to more people. Rather than relying almost entirely on credit scores, Abound looks at the full financial picture to build a deeper understanding of each customer's situation. Having issued over £1.3bn in loans directly to customers with market-leading credit performance, the company reached profitability just 2.5 years after launch. Backed by £2bn+ of funding from investors including Citi, GSR Ventures, and Deutsche Bank, Abound is recognised as one of Europe's fastest-growing fintechs.