Senior Risk Manager

• Lead the implementation and ongoing operation of Wise’s Enterprise Risk Management framework tailored to the EU region. • Make sure new branch expansions, products, and Wise Platform partnerships align to the principles, governance, and standards defined within it. • Set and continuously adapt partner onboarding and ongoing monitoring standards, keeping them resilient to emerging risks and shifting regulatory expectations. • Focus on both technical and non-technical operational risks alongside financial risk. • Apply the Europe Risk Appetite, run risk assessments, design and monitor KRIs, and produce risk reporting. • Give clear, pragmatic risk advice to product and business teams so they can deliver new features safely. • Keep EU risk governance effective through second line policies, regulatory business plan input, and committee reporting. • Work from London, three days in the office and two from home, on 9am to 6pm hours.

• Bring 6+ years of experience in risk management for EU or UK financial services institutions. • Bring strong knowledge of European or Belgian risk management frameworks and industry best practice. • Bring subject matter expertise in EU regulation such as DORA, outsourcing and third party risk management, safeguarding, and data privacy. • Bring experience implementing enterprise risk management programmes for financial services institutions. • Align work to the wider risk taxonomy across operational, financial, strategic, and intersecting risks. • Bring a strong understanding of systems, management information, and reporting systems. • Show a demonstrated track record of second line of defence independence, challenging and escalating where you have concerns. • Work independently and flexibly in a fast-moving environment.

• Bring experience of EU branch expansion or entity establishment. • Know platform or partnership risk from onboarding through to ongoing monitoring. • Bring experience presenting to executive management, regulators, and boards. • Bring payments or fintech regulatory experience specifically. • Enjoy drafting policy from scratch where gaps appear, then seeing it through to committee approval.

• Set and adapt standards for partner onboarding and ongoing monitoring so they stay resilient to emerging risk. • Implement the enterprise risk management framework for the EU region, applying the Europe Risk Appetite alongside risk assessment, KRI monitoring, and reporting. • Advise product teams on resolving issues and developing new features. • Review, update, and approve policies owned by Risk Management as second line for new branches, drafting new ones where gaps appear and seeing them through to committee approval. • Support the drafting of regulatory business plans with second line risk input aligned to the framework. • Develop deep understanding of products and of group and regional controls. • Support the first line in developing control assurance metrics and make sure proportionate outsourcing oversight frameworks are in place for regional entities. • Present monitoring outcomes and updates to Wise EU and group committees, including executive management, the regulator, and the Board. • Give regular updates on incidents, issues, KRIs, product risks, and internal and external risk changes, escalating to group where needed.

We have been Wise customers for years and have always had a great experience. We love their transparent approach in everything they do, from showing the correct exchange rates to disclosing all their fees, and even being honest about how they work. Founded in 2010 in London, Wise is now a publicly traded company operating in over 160 countries, generating 1.2+ billion pounds in revenue (2025) and is highly profitable. What we especially love at Wise is their work from anywhere policy after 6 months: Basically you can remotely work from (almost) anywhere in the world for up to 90 days a year. As they are solving a massive problem and are strongly mission-driven, we are sure that any individual passionate about working on complex, impactful problems in sending money globally efficiently, while continuing to work on the much-loved Wise solutions, will love working there.

• Earn £100,000 to £130,000 a year. • Own the EU enterprise risk framework end to end rather than administering someone else’s. • Present directly to executive management, regulators, and the Board. • Shape how Wise expands into new EU branches and partnerships. • Work three days in the London office and two from home, on 9am to 6pm hours. • Join a truly international team that treats diversity, equity, and inclusion as central to how it works.

Wise is a global technology company building the best way to move and manage the world’s money, with minimum fees, maximum ease, and full speed. Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise exists to make their lives easier and save them money. Its second line Risk Management function owns the enterprise risk framework across the EU region, covering branch expansion, new products, and Wise Platform partnerships, and reports into committees up to Board level. Wise builds money without borders and without judgement or prejudice, on the view that teams are strongest when they are diverse, equitable, and inclusive.