Policy and Procedure Lead, Ongoing Monitoring

• Join Tide’s Ongoing Monitoring function as Policy and Procedure Lead. • Own Tide’s financial crime policies and procedures across AML, counter-terrorist financing, sanctions, fraud and anti-bribery. • Keep the policy framework aligned with FCA rules, the Money Laundering Regulations and JMLSG guidance. • Turn policy requirements into practical, well-governed controls. • Balance regulatory rigour with commercial pragmatism at a fast-growing fintech. • Work hybrid, with a London office and flexible home working.

• Bring significant financial crime compliance experience focused on policy, procedure or control framework design. • Show experience at a UK-regulated bank, payments firm or fintech. • Know the FCA requirements, Money Laundering Regulations 2017 and JMLSG guidance well. • Show a track record of drafting clear, practical policies and managing approval processes. • Bring experience designing or maintaining a financial crime control framework. • Influence senior stakeholders across Compliance, Risk and the wider business. • Bring experience with regulatory horizon scanning, gap analysis and remediation planning. • Thrive in a fast-paced, high-growth environment with competing priorities.

• Bring experience supporting internal audits or regulatory examinations. • Hold an ICA qualification in financial crime compliance. • Show deep expertise in sanctions or fraud prevention. • Bring experience with financial crime risk assessments.

• Own the full lifecycle of Ongoing Monitoring financial crime policies and procedures. • Design and maintain the Ongoing Monitoring control framework, mapped to regulatory obligations. • Monitor developments from the FCA, HM Treasury, OFSI and JMLSG and update policies. • Make sure policies work in practice with Operations, Product, Second Line and Risk teams. • Support internal audits, regulatory examinations and assurance reviews. • Run gap analyses against new regulation and coordinate remediation. • Provide expert guidance to the business on policy requirements. • Contribute to wider financial crime risk management, including risk assessments.

• Earn a competitive salary. • Benefit from enhanced family-friendly leave and flexible home or office working. • Get Vitality health insurance and a 24/7 Employee Assistance Programme. • Take 25 days’ holiday with the option to buy more, plus sabbatical leave. • Get a professional learning and development budget. • Take 24 hours of paid volunteering each year. • Access salary sacrifice benefits and a new Liverpool Street office.

Tide helps small businesses save time and money with business accounts, banking services and connected admin tools from invoicing to accounting. It supports over 2 million members across the UK, India, Germany and France, and has raised more than $300 million. Tide is recognised as a Great Place to Work three years in a row.