Pricing Data Scientist

• Join Marshmallow’s Pricing team as a Pricing Data Scientist, working hybrid from London 3 days a week. • Help manage loss ratio, underwriting footprint, broker optimisation and growth targets. • Build and deploy in-house pricing models using the latest techniques, not just GLMs. • Access huge amounts of data, including third-party sources built by Marshmallow’s engineers. • See your ideas implemented quickly with backing from senior leaders. • Report to the Pricing Data Science Manager and work with the wider Data Science community.

• Interrogate data and run pricing analysis in SQL and Python or R. • Build GLMs, GBMs and other claims models in Python or R. • Bring experience in a data-driven, ideally commercial, role such as quant, credit or fraud. • Identify and deliver new growth opportunities proactively. • Turn models into timely real-world business impact. • Explain complicated concepts simply to non-experts. • Hold the right to work in the UK, as visa sponsorship isn’t available.

• Bring experience in insurance pricing. • Show experience with price optimisation modelling. • Bring experience deploying models in real-time APIs. • Show experience evaluating external data sources for risk modelling.

• Build a deep understanding of quote, policy and claims data to improve pricing. • Own a strategic pricing initiative, such as supporting expansion or protecting renewing customers. • Run claims analysis and modelling in SQL and Python. • Carry out price optimisation analysis and modelling in Python. • Build and deploy models in APIs for real-time pricing. • Find and assess new external data sources that refine the view of claims risk. • Work with Engineering and MLENG to implement pricing proposals. • Support pricing for multiple new product launches.

• Earn a performance bonus. • Get private medical insurance with Vitality and mental health support with Oliva. • Use a personal learning budget and 2 dedicated L&D days a year. • Receive a monthly flexible benefits budget. • Take 25 days’ holiday plus bank holidays. • Work from anywhere for 4 weeks a year.

Marshmallow is a UK insurance and financial services company founded in 2017 that has grown to 700+ people and reached unicorn status. It has raised around £140 million, turned profitable, insured millions of drivers and lent millions in car loans. Marshmallow aims to become one of the largest financial services providers in the world.