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Atom Bank

Technology Risk Specialist

Posted on 29 July 2026

About the role

💼 What you will do

• Act as a key 2nd Line of Defence partner to the Head of Operational Risk, providing real-time oversight and objective challenge across Atom's digital-first profile. • Directly influence the technology stack, risk posture, and strategic growth as a trusted advisor and critical friend to tech leaders including the CISO, Head of Tech, and ExCo. • Translate complex technical concepts into strategic insights, ensuring rapid speed to market aligns with stability of service.

📋 Job Requirements

• Hold a degree in Computer Science, Information Security, Engineering, AI, or a related quantitative field. • Have a proven track record managing technology risk frameworks within a digital-first environment such as banking, financial services, energy, or Big 4 consulting. • Have hands-on understanding of cloud environments (GCP), microservices, API-led architectures, and Agile/DevOps delivery cycles. • Have a genuine passion for tech, AI, and continuous self-study to stay ahead of fast-changing technologies and emerging threats. • Have strong interpersonal skills with the confidence to have constructive, high-tension conversations with senior engineering leaders and hold them accountable. • Have practical knowledge of UK operational resilience expectations such as DORA and SS2/21. • Hold industry certifications such as CISA, CRISC, or CISM, or have practitioner knowledge in Cloud or AI Ethics/Governance.

🌟 Nice-to-have

🎯 Responsibilities

• Review and challenge technology Risk Event Reports to ensure 1st line teams address underlying technical debt and architectural flaws rather than surface-level symptoms. • Deliver formal risk opinions on major technology deployments, evaluating the risk-to-reward ratio for new AI integrations, automation shifts, and cloud developments. • Lead targeted, deep-dive reviews into high-risk technical areas like CI/CD pipeline security, responsible AI governance, and automated controls. • Monitor trends in system resilience, patch management, and automated control failures, providing early-warning alerts through risk governance. • Act as the 2nd line subject matter expert on evolving digital regulations such as DORA and SS2/21. • Translate complex 2nd line technical findings into clear, actionable strategic insights for ExCo and the Board Risk Committee.

About Atom Bank

📊 Atom Bank at a glance

🚀 Why Join - Our Take

Atom bank is one of the most compelling places to work in UK fintech right now, and not just because of the four-day working week. Atom became profitable for the first time in 2024 and has grown its loan book by 29% to £5.3 billion, while being consistently rated the UK's highest-rated bank by its customers on Trustpilot. The four-day work week is real and established: in November 2021, Atom became the largest company and only bank in the UK to introduce the policy for all employees, genuinely reducing contracted hours from 37.5 to 34 per week with no salary cut, and job applications rose 49% as a result. There is also genuinely no mandatory office attendance, with only around 10% of staff regularly coming in. What really stands out is that Atom has done all of this from Newcastle, building one of the UK's best-loved banks without ever opening a London office. Glassdoor reviewers consistently highlight the brilliant people, the no-blame culture, and the interesting and meaningful work. The main caveat to note is that some employees, particularly at more senior levels, have reported limited progression opportunities as the company matures beyond its early startup phase. But if you want to work somewhere that backs its values with action, a genuinely flexible, people-first bank that is growing sustainably and has a product its customers genuinely love, Atom is hard to beat.

😃 What Atom Bank offers

• Earn a salary of up to £100,000 with a 4-day work week. • Enjoy flexible hybrid working in Newcastle. • Receive a discretionary cash bonus based on individual and company performance. • Access an incredibly generous company pension scheme with a maximum of 13% Atom input. • Get 22.5 days annual leave plus public holidays. • Receive Private Medical Insurance, Health Cash Plan, and Life Insurance. • Access a £200 per year All About Me fund for personal development. • Join the Electric Vehicle Scheme.

💖 What makes Atom Bank unique

Atom Bank is the UK's first app-based bank, on a mission to make finance faster, simpler, and way more human. Atom has ditched the stuffy banking model to build something that actually works for customers, whenever and wherever they need it. Sitting in the sweet spot between high-street banks and specialist lenders, Atom solves the pain points others can't.

💬 What employees say

"Atom is a safe environment to work in with amazing people to learn from. If you want to be challenged and work in creative teams, this is the place for you! It's a bank that makes you feel part of something good and pushes you to develop."

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