Junior Value Management Analyst

• Join Atom bank’s Value Management team as a Junior Value Management Analyst, working hybrid from Newcastle. • Support cost leadership, a central part of Atom’s strategy. • Track spend against budget, uncover trends and turn financial data into clear insights for budget holders. • Design automated workflows that replace manual cost-tracking processes. • Build skills in financial modelling, process governance and performance management with continuous coaching. • Apply without a finance background, as long as you bring a strong analytical mindset.

• Work comfortably with complex numeric data, spot trends and draw logical conclusions. • Use Excel confidently, including pivot tables, standard formulas and clear data formatting. • Show eagerness to learn workflow optimisation. • Translate raw financial numbers into clear summaries for different departments. • Take a diligent approach to variance tracking, data entry and quality assurance. • Hold the legal right to work in the UK, as visa sponsorship isn’t available.

• Bring a background or qualification in finance or accounting. • Show experience with data visualisation or dashboard tools. • Bring experience automating spreadsheet or reporting workflows. • Show an interest in financial services or digital banking.

• Track actual spend against budgets and explain variances to senior stakeholders. • Turn cost data into clear visual reports and dashboards for non-finance teams. • Spot manual bottlenecks in cost-tracking workflows and help automate them. • Reconcile actual spend, forecasts and ledger entries to keep a single source of truth. • Work with Financial Control, FP&A and Treasury teams on shared projects.

Atom bank is one of the most compelling places to work in UK fintech right now, and not just because of the four-day working week. Atom became profitable for the first time in 2024 and has grown its loan book by 29% to £5.3 billion, while being consistently rated the UK's highest-rated bank by its customers on Trustpilot. The four-day work week is real and established: in November 2021, Atom became the largest company and only bank in the UK to introduce the policy for all employees, genuinely reducing contracted hours from 37.5 to 34 per week with no salary cut, and job applications rose 49% as a result. There is also genuinely no mandatory office attendance, with only around 10% of staff regularly coming in. What really stands out is that Atom has done all of this from Newcastle, building one of the UK's best-loved banks without ever opening a London office. Glassdoor reviewers consistently highlight the brilliant people, the no-blame culture, and the interesting and meaningful work. The main caveat to note is that some employees, particularly at more senior levels, have reported limited progression opportunities as the company matures beyond its early startup phase. But if you want to work somewhere that backs its values with action, a genuinely flexible, people-first bank that is growing sustainably and has a product its customers genuinely love, Atom is hard to beat.

• Earn a salary of up to £30,000 plus a discretionary cash bonus. • Work flexible hybrid hours in Newcastle on a 4-day week. • Receive a generous pension with up to 13% employer contribution. • Use a £200 yearly “All About Me” fund for personal development. • Take 22.5 days’ annual leave plus public holidays. • Get private medical insurance, a health cash plan and life insurance. • Enjoy enhanced parental leave and an electric vehicle scheme.

Atom bank is a UK digital bank on a mission to make finance faster, simpler and more human. It has moved away from the traditional banking model to build products that work for customers whenever and wherever they need them. Atom is regulated by the PRA and FCA and is based in the North East of England.